The Real Estate market throughout the pandemic has taken off – particularly in Niagara. The pandemic has impacted how families view and relate to their home. Are you thinking of selling? It is important to consider these three things: Will you have a penalty on your mortgage? Yes, the real estate market is great for sellers, but at what cost? One thing many people forget to consider is a penalty you may incur when paying out your existing mortgage. If you have a longer period